On the Side of the People
We are lawyers on the side of people. We represent those who have been seriously injured or financially harmed. Whether you have been injured in the car, at work, in your home by defective products, at your doctor’s office, in the hospital or with prescribed drugs, we are here to help you navigate the legal system.
We’re not afraid to take on big business, the insurance industry, the healthcare industry or the government on behalf of individuals. Contact the attorneys at Barry, Corrado & Grassi today.
Choosing a Personal Injury Attorney
There are a series of important considerations when choosing a personal injury lawyer. Below is a collection of information to help guide you in the process:
- What Can I Do After An Injury To Get The Best Outcome In My Case?
- What Tactics Do Insurance Companies Use To Avoid Paying Injury Claims?
- Why Is The Timeline Of Medical Care Critical To My Personal Injury Case?
- What Should I Look For In A Personal Injury Attorney?
Types of cases the attorneys at our firm have handled
What New Jersey Residents Should Know About Their Car Insurance
Have You Limited Your Right to Sue?
What is an Umbrella Policy?
Types of Cases Our Attorneys Have Handled:
- Auto Accidents: Truck Accidents, motorcycle accidents, bicycle accidents, boating accidents, jet ski accidents, ATV accidents.
- Falls: falls on ice, shower falls, supermarket falls, falls on defective steps or stairs, uneven sidewalks, potholes, falls due to inadequate lighting, parking lot falls, preventable falls, falls from improperly designed shelving units.
- Commercial fisherman injuries.
- Workplace injuries: dangerous construction equipment, inadequate fall prevention, trench cave-in, repetitive motion, chemical exposure, concrete burn, drowning, electrocution.
- Medical Malpractice: Medical injuries from mistakes, drug side effects, delayed diagnosis, misdiagnosis.
- Victims of Sexual Assault and Exploitation, victims of DYFS neglect, Children injured in DYFS custody.
- Victims of Dog Bites.
- Victims of serious Police misconduct.
- Injuries: Death, concussions, contusions, fractures, herniation, bulges, dismemberment, disfigurement, brain injury, spinal injury, neck injury, back injury, scarring, birth injuries, fetal injuries, wrist injuries, ankle injuries, foot injuries, imputations, misdiagnosis, wrong diagnosis, soft tissue injury, disk injuries, rotator cuff injuries, whip lash, facial injuries, asbestos, hypersensitivity pneumonitis, chemical spill injuries, concrete burns, chemical burns, toxic encephalopathy, bowel perforations, eye injuries, enucleation, corneal scarring, dental injuries, nerve damage, tinnitus, hair loss, shoulder dislocations, traumatically loss of taste or smell, deafness, vaccine injuries, fractured ribs, fractured sternum, lung injuries, aortic dislocation, sarcoidosis, trauma related heart attack, damaged spleen, Gynecology injuries, unrecognized sepsis, gunshot, Piriformis syndrome, a Chiari malformation, subdural hematoma, subarachnoid, gastro esophageal, carpal tunnel, tarsal tunnel, cervical injuries, food poisoning, psychological injuries.
What You Need To Know About Auto Insurance in New Jersey
In New Jersey there are three basic types of auto insurance coverage.
Zero Threshold Policy
Greatest level of security to you and your family by permitting claims for all auto accidents regardless of the nature of your injuries.
Verbal Threshold Policy
You may save money on your premium but it will severely limit your ability to recover for injuries sustained in an auto accident. This restriction may even extend to immediate family members living in your household.
If you choose the limitation, you may not recover any damages unless you prove by objective evidence one of the following:
- Death
- Dismemberment
- Loss of a fetus
- Significant disfigurement or scarring
- Displaced fracture
- Permanent injury within a reasonable degree of medical probability
Only a small percentage of car accident victims fall into the first five categories. Many victims must prove that they have a “permanent injury.” Many of these cases must go to trial because insurance companies refuse to offer to pay these claims. The insurance company will hire doctors who almost always testify that injuries are not permanent. Speak with a Cape May County personal injury attorney to discuss if you have a valid injury case and if you can get compensated for your injuries. The New Jersey personal injury lawyer will build a strong defense and will get you the maximum settlement for your injuries and losses.
Umbrella Policy — see details below.
Have You Limited Your Right to Sue?
In New Jersey there are different types of auto insurance policies. One common option is called the “Verbal Threshold” or “Limitation on Lawsuit threshold.” Many people are unaware they have selected this option.
The verbal threshold is a serious barrier to obtaining fair compensation for auto related injuries in New Jersey.
You may save a small amount on your premium but will severely limit your ability to recover for injuries sustained in an auto accident. This restriction may even extend to immediate family members living in your household.
If you choose the limitation, you may not recover any damages unless you prove by objective evidence one of the following:
- Death
- Dismemberment
- Loss of a fetus
- Significant disfigurement or scarring
- Displaced fracture
- Permanent injury within a reasonable degree of medical probability
Only a small percentage of car accident victims fall into the first five categories. Many victims must prove that they have a “permanent injury.” Many of these cases must go to trial because insurance companies refuse to offer to pay these claims. The insurance company will hire doctors who almost always testify that injuries are not permanent.
The verbal threshold is a significant obstacle to recovering fair compensation. If you have questions about your current auto coverage, contact the attorneys at Barry, Corrado & Grassi to set up an evaluation.
We will need to see your insurance policy. Please have the policy ready when calling to schedule a consultation. You can speak with a Personal injury attorney in Wildwood, NJ by calling (609) 729-1333 for a Free Case Evaluation.
What is an Umbrella Policy?
Many people have an auto insurance policy with a liability limit of $100,000 per person and $300,000 per accident. In the event of a lawsuit against you that means that your insurance company would be responsible for covering up to $100,000 for a person’s damages. If there is a serious injury and the damages exceed that amount, the injured person could recover from your personal assets.
An umbrella policy can protect you in these circumstances. The policy will kick in providing a layer of coverage when your auto or home owner insurance policy reaches its limit.
Umbrella policies are relatively inexpensive in comparison to the coverage they provide. Umbrella policies typically provide coverage from $1,000,000 and above. The typical cost for an umbrella policy may be only $150 to $300 annually – less than a dollar a day. This is a small price to pay to protect you, your family, and your assets.
If you have questions about your current auto coverage, contact the attorneys at Barry, Corrado & Grassi to set up an evaluation.
For more information on Qualities Of A Personal Injury Attorney, a free initial consultation is your next best step. Get the information and legal answers you are seeking by calling (609) 729-1333 today.
Proudly serving Cape May County, Atlantic County, Cumberland County, South Jersey